How to Claim the Transfer of Unused Residence Nil Rate Band (RNRB) – A Step-by-Step Guide

Maximise your inheritance tax savings with the Residence Nil Rate Band (RNRB) transfer. If your spouse or civil partner passed away without using their full RNRB allowance, you can claim the unused portion using HMRC Form IHT436—potentially doubling your tax-free estate allowance up to £1 million. This step-by-step guide explains who qualifies, how to complete the form, and key deadlines to avoid costly mistakes. Don’t miss out on this valuable tax relief—learn how to secure your family’s financial future today